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Ultimately, a SLP was filed and special leave was granted. When the matter came before a Bench consisting of KS Radhakrishnan & Dipak Mishra, JJ. it was found that about Rs. 13,000 was spent for a case of value Rs. 15,000. The cost would definitely be substantially more if costs pertaining to travel etc to the respective CDRFs and the Supreme Court were taken into account. Dismissing the appeal and imposing costs of Rs. 10,000, the Supreme Court held:
"Assuming that the bank is right, but once an authority like District Forum takes a view, the bank should graciously accept it rather than going in for further litigation and even to the level of Supreme Court. Driving poor gramins to various litigative forums should be strongly deprecated because they have also to spend large amounts for conducting litigation. We condemn this type of practice, unless the stake is very high or the matter affects large number of persons or affects a general policy of the Bank which has far reaching consequences."
This is the typical state of government litigation in India- Penny wise and pound...